A SHORT ON-DEMAND CLASS FOR PARENTS
Wealth & Wisdom
Help your kids build healthy money habits - while building your own confidence, too.
Your kids are learning about money, even when you’re not talking about it. They notice the choices you make, the way you talk about spending, and how you handle everyday decisions.
You don’t need to have it all figured out to teach them.
In this short class, you’ll learn a simple framework for talking about money with your kids, plus practical conversation starters you can use at home. You’ll build these skills together, one conversation at a time.
30 minutes, on your schedule
Pay what you can - $10 suggested
Your gift supports young entrepreneurs through PIKO's
Youth Entrepreneurship Program
Choose your gift and get instant access to the class. Tax-deductible to the extent allowed by law.
By tonight, you'll have the words to start your family's first money conversation.
A SIMPLE WAY TO THINK ABOUT MONEY
Give. Save. Spend. Invest.
Imagine your child having four simple places for every dollar they earn - something to give, something to save, something to spend, and something to invest. They practice making choices, waiting for what they want, and asking questions. In twenty minutes, we'll show you how to introduce it in a way young children understand and families can practice together
Give
A little goes to someone or something they care about.
Save
Set aside toward a goal worth waiting for.
Spend
Some is for now - and spending well is a skill too.
Invest
Set aside for the future, and begin learning how investing works.
Picture your child telling you what they're saving for - and explaining the choice they made to get a little closer. That's a skill you can help them practice, one everyday moment at a time.
Choose your gift and get instant access. Tax-deductible to the extent allowed by law.
Watch on your schedule. Try one conversation today.
START FROM WHERE YOU ARE
You don't need every answer to begin
If money wasn't something your family talked about growing up, finding the words can take practice. That's true for so many of us. The good news is that you can learn alongside your child, one small conversation at a time - and you can teach a money habit while you're still strengthening your own.
We'll focus on money skills you can practice with your children while strengthening your own habits - using the everyday moments you already share: the grocery store, the car, the dinner table.
TRY THIS ONE TONIGHT
Instead of "we can't afford it," try "how could we - if we saved or planned for it?"
Then watch what your child does with the question. That small shift is where these conversations begin.
INSIDE THE 30 MINUTES
What we'll explore together
A more constructive money question - moving from a quick "we can't afford it" toward "how could we, if we saved or planned for it?"
Why starting early matters - a simple compound-interest example that makes the idea click for the whole family.
Age-by-age conversation starters - real things to say in the everyday moments you already share.
At-home tools and activities - practical examples discussed in the class, including Greenlight and the Reese's Pieces game.
WHO'S TEACHING
Kalani Ho-Nikaido, CHPC - Executive Director
Kalani Ho-Nikaido is PIKO's Executive Director, a financial professional, and a parent. She brings professional experience and lessons from strengthening her own money habits to practical conversations families can begin together.
"The biggest gift I gave my kids was financial preparation - it gave me freedom when I lost my husband."
— Kalani Ho-Nikaido
THE INVITATION
Take 30 minutes today
Pay what you can · $10 suggested
Your gift supports PIKO’s mission, including our Youth Entrepreneurship Program, where young founders build skills, pursue their dreams, and take steps toward making them possible. You help your family pursue its dreams while supporting another young person’s dreams, too.
Watch on your schedule. Try one conversation today.
Choose Your Gift And Get Instant Access.
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Summary
You'll get instant access plus a receipt in your inbox.
WHO IT'S FOR
Parents who want to be more intentional
- Whether you're beginning yourself, or looking for a simple way to teach what you already know.
- Families who want to align their values, time, and money - and practice those choices together.
- Anyone ready to make money part of the everyday learning already happening at home.
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